Can't Afford to Pay the IRS?

Currently Not Collectible status can pause all IRS collection activity and protect your income. Find out if you qualify. Free consultation with an Enrolled Agent.

Pause all IRS collection activity.

Protect your wages and bank account.

Free 15-minute consultation. No obligation.

15+ Years

3,600+ Cases

5-Star Rated

Joshua Taylor, Enrolled Agent, holding Honey with Colorado mountains behind

Get a Free Consultation

Answer a few quick questions. We'll call you within 24 hours.

Or call now:

(970) 455-2700

What Our Clients Say

"Josh made a very intimidating situation easy to comprehend and handle. He guided us every step of the way and went above and beyond to settle our case."

S.P.

Google Review

"Owing back taxes at 70 on a fixed income was very stressful. Joshua has gone above and beyond to help solve my tax issues. He explained in detail what to expect from the IRS, and his knowledge has given me so much peace of mind."

John

Google Review

"Josh is a legit class act professional, especially knowledgeable as a young man. He also has a handle on cryptocurrency which is a growing gray area that he can make sense of. Genuine client care."

L. Randy Crone

Trustpilot Review

See How We Helped a Client Settle $193K for $24K

Real results from a real client. Watch how we negotiated a massive IRS debt down to a fraction of what was owed.

$193K IRS Debt Settled for $24K | New Leaf Tax Client Testimonial

How It Works

Book a Free Call

Schedule a 15-minute consultation. We'll review your financial situation and determine if hardship status is right for you.

We Build Your Case

We gather your financial documentation, prepare IRS Form 433-A, and build a case showing that paying would cause economic hardship.

Get Resolution

We negotiate with the IRS to place your account in Currently Not Collectible status, stopping all collection activity.

Why New Leaf Tax?

Pause All IRS Collection

When your account is placed in CNC status, the IRS halts all collection: no more calls, letters, levies, or garnishments.

Work Directly with an Enrolled Agent

No call centers. No hand-offs. One licensed tax professional handles your case from start to finish.

Protect Your Wages & Bank Account

CNC status means the IRS can't garnish your wages or levy your bank account while your case is in hardship status.

Meet Your Tax Pro

Joshua Taylor, Enrolled Agent

I'm the only person at New Leaf Tax. When you hire me, you work with me: I answer your calls, I know your case, and I handle it from start to finish.

Over 15 years, I've resolved more than 3,600 cases and negotiated over $92.1 million in tax debt. I've won 900+ Offers in Compromise. No call centers. No hand-offs. Just one experienced professional in your corner.

Get Your Free Consultation (970) 455-2700

Frequently Asked Questions

What does Currently Not Collectible actually mean?

When the IRS places your account in CNC status, they formally acknowledge that collecting your tax debt would cause financial hardship. All active collection efforts (including phone calls, letters, levies, and garnishments) are halted. The debt still exists but the IRS steps back.

How much do I have to pay each month in CNC status?

Nothing. That's the key benefit. If the IRS agrees there is no reasonable collection potential, you are not required to make any payments. However, the IRS will continue to apply any future tax refunds to your balance.

Is CNC status permanent?

CNC is considered temporary, though it can last years. The IRS reviews CNC accounts periodically. If your circumstances remain the same, you can stay in CNC until the 10-year collection statute expires and the debt is legally wiped away.

Can the IRS still take my tax refund while I'm in CNC status?

Yes. Even though active collection stops, the IRS will still offset any federal tax refunds against your balance. We advise CNC clients to adjust withholding to minimize refunds. It's better to keep more in each paycheck.

Get Relief from IRS Collections

Get a free 15-minute consultation with an Enrolled Agent. No initial fees. No obligation.

Get Your Free Consultation Call (970) 455-2700